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I reached out to Sara requesting an insurance quote and she was quick to respond and help me with the process. We worked with Mitch on the policy details and he was very thorough with the details and answered all my questions. Overall the process was easy and seamless to transition over to Innovative Insurance. Thank you!

K.S.

Commercial Umbrella Insurance in Shakopee and Litchfield MN

Extra Protection that Keeps You in Business

As a business owner, keeping your business insured is one of the most important financial decisions you can make. But if you don’t have a sufficient amount of coverage, your current policy may not have the extra layer of protection needed for situations that can jeopardize your finances, or even your operations.

With Commercial Umbrella Insurance from Innovative Insurance Services LLC, you can protect your business and your assets in the event that your company gets sued in a major lawsuit.

A Commercial Umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. It can also insure an incident that occurs outside of your coverage territory.

What Does Commercial Umbrella Insurance Cover?

Major lawsuits are a result of accidents that occur either on or off the premises of your business. The following are examples of situations where Commercial Umbrella coverage can safeguard your business:

Accidental falls or slips on your property
A carbon monoxide leak in your building
Libel, slander, or invasion of privacy
If one of your products causes injury or illness
If a fire in your building damages other property
Violations of Employment Practices Liability
If your business vehicle is involved in an accident

How Much Umbrella Coverage is Enough?

Since lawsuits can be expensive and accidents do happen, you can never be too careful with your coverage options. That’s why at Innovative Insurance Services LLC, our helpful insurance experts will work with the individual needs of your business to find a level of protection that keeps you and your operations secure. Commercial Umbrella Insurance is simply an affordable coverage that can help you avoid major losses.

Protect your business personally and financially with a Commercial Umbrella policy from Innovative Insurance Services LLC.