Call us at 952-445-5767

Text us at 612-814-8960
 

The Right Kind Of Insurance For Your ATV Or Snowmobile

Winter is a great time to use your ATV or snowmobile. Thousands of people in look forward to that blanket of white and the pleasures of enjoying the outdoors on snowmobiles. There are few joys greater in life than being able to escape the daily grind on your snowmobile, motorcycle, or ATV. These do create liability, make sure you are protected.

Snowmobile & ATV Liability

These machines can weigh as much as 500 pounds and travel over 50 mile per hour. Like any other vehicle you are liable for any damage and injury you cause. Insurance can protect your legal liability in the event you injury a third party.

How To Insure Your Toys

  • Bodily Injury Liability-Helps pay for bodily injury expenses, like hospital bills and medical care, that you may be held responsible to pay if you cause an accident that injures someone else, other than a guest passenger.
  • Property Damage Liability-Helps pay to fix someone else’s vehicle you’re held responsible for damaging in an accident.
  • Comprehensive- Helps pay for repairs or to replace your ride if it is stolen, vandalized or damaged in some way other than in a collision. Includes loss or damage from fire, flood, falling objects, wind and collision with an animal.
  • Collision-Helps pay for repairs to your ATV or snowmobile for damage caused by an accident.
  • Medical Payments-Helps pay hospital bill

Your Trusted Advisor

We provide insurance for snowmobiles, motorcycles and ATV’s including coverage for custom parts, keep yourself and your toy protected.  

 

Call us today and let us help protect what is important to you. Insurance specialists at Innovative Insurance Services LLC serve to help you coordinate an insurance program that determines the best coverage options for your needs – for benefits and quality discounts that help you save. What does this mean for you? By combining home and auto policies, you may be eligible to receive money-saving discounts, a guaranteed full-year policy term for your car, On Your Side® insurance protection, 24-hour Customer and Claim service, and more.

*Main Office - Shakopee

8001 Old Carriage Ct N, Ste B

Shakopee, MN 55379

Main office: 952-445-5767
Fax: 952-445-2182

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: 9:00 AM - 12:00 PM
Sun: After Hours by Appt.

Litchfield Office

125 S Sibley Ave, Ste 5

Litchfield, MN 55355

Main office: 952-445-5767
Fax: 952-445-2182

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.