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Are You Up To Date On OSHA Regulations?


October 19, 2015


Business Insurance Does Not Cover OSHA Fines


OSHA issued a Notice of Proposed Rulemaking (NPRM) that clarifies an employer’s continuing obligation to keep and maintain accurate records of recordable incidents. The new rule doesn’t impose any new reporting requirements or add any new obligations for employers. Instead, the proposed rule clarifies the obligations that employers already have and reinforces that accurate records “are not simply paperwork, but have an important, in fact, life-saving purpose.”


Specifically, the proposed rule clarifies the following recordkeeping obligations:


  • Statute of Limitations: Some employers believed that the six-month statute of limitations on issuing citations applied to recordkeeping of recordable incidents as well. The proposed rule emphasizes that government agencies, officials, past and current employees, and their representatives, all have a right to access accurate information for five and one-half years after violations occur.

  • OSHA 300 Log: The proposed rule mandates that employers review and verify their OSHA 300 logs before submitting them each year.

  • OSHA 301 Incident Report: The amended language of the proposed rule emphasizes that employers must prepare a Form 301 Incident Report for each recordable incident, and the obligation continues throughout the five-year retention-and-access period.


Call our office or contact us online for more information. At Innovative Insurance we believe our greatest asset is the relationships we build with our clients and we are dedicated to being the right choice for all of your insurance and financial needs.



Send Auto Thieves A Message


In the time it takes you to finish reading this article, two vehicles in the United States will be stolen. At least one of those thefts could have been prevented by taking simple steps to deter would-be thieves. Your auto insurance will cover the loss if you have comprehensive auto coverage.


  • Always park in a well-lit area—preferably one that’s easily visible to onlookers.

  • Never leave valuables in your car.

  • Use a low jack or an alarm for your car.

  • Always roll up your windows and lock the car, even if you’re parking in front of your home.

  • When you park at home, don’t leave your keys out in the open or on key hooks.

  • If you park in a fee garage, take the pay-ticket with you. It’s the thief’s ticket out of the garage, too.


Although car theft can happen to anyone, thieves target some vehicle models more than others. Vehicles from older model years are targeted because thieves are able to sell the used parts quickly, and older models don’t have the sophisticated anti-theft features that newer cars have.


  • Honda Accord
  • Honda Civic
  • Chevrolet Silverado
  • Ford F-150
  • Toyota Camry