Is Your Business Growing?

A Business Insurance Update

2019 should be a good year for small businesses. Business growth brings revenue increases, additional employees, new equipment purchases, and much more.  Your business insurance program should also change and evolve as your business grows.

Here are a few ideas for you to think about

• Employment Practices Liability – If you have employees you will need to secure employment practices liability.  This provides coverage for your legal liability arising out of the employee/employer relationship.
• Cyber Liability – Businesses that store any kind of employee or client information, will need cyber liability insurance.  Small businesses have a greater risk of a cyber-attack then they do of having a fire.
• Property Coverage –  If you change locations or add new equipment, make sure your business insurance program reflects these changes.
• New products or services – Companies that are providing new services or products, you may need to modify your business insurance coverage.

Whatever your needs are, we are here to help you manage your business insurance risks.

Putting a little extra effort into your next business insurance renewal can offer many rewards that include better coverage and lower premiums. We hope you and your team will join us on this risk and insurance journey, and in the end know that there is a better way to buy commercial insurance and have true peace of mind.

Innovative Insurance Services LLC understands the value of good employees. We know that your day-to-day operations depend on their hard work, expertise, and dedication, and if you supply them with quality benefits and plans, they can work with the peace of mind assurance that they are properly protected. Innovative Insurance Services LLC provides insurance to businesses in Shakopee, Savage, Prior Lake, Bloomington, Eden Prairie, Burnsville, and surrounding areas.