The realities of aging require us to plan for our later medical care. In most cases, Medicare won’t pay for long term care, and your income/resources may disqualify you from receiving Medicaid. Long Term Care insurance can fill in the gaps.

For more information or to get a quote, please call our office at (952) 445-5767.

The purpose of an umbrella policy is to fill in gaps or exclusions in your primary policy. It comes into effect when the limits of your underlying insurance are exceeded and it may also insure you against things that your general policy does not. If you are concerned that an accident, theft or lawsuit may occur that your general policy may not cover, a business umbrella is a good choice for you.

For more information or to get a quote, please call our office at (952) 445-5767.

Does my association already cover me?

While your association’s policy is responsible for insuring your home’s structure, not all policies are created equal. Some questions to consider include:

• Does your association’s policy cover your cabinets and carpet or just the outside walls?
• What is the policy deductible and what happens if that large deductible is assessed to you?
• What type of policy do you need to make sure your personal belongings are properly insured?

All of these questions and more can be answered with one phone call to our agency. We will work to eliminate confusion and fill in any gaps between the association’s policy and your personal contents policy.

Protect all of your possessions – not just your walls.

Request a Free Online Quote or call (952) 445-5767.