There is nothing more important for your home insurance risk than to properly maintain your home. Spending time on home maintenance will help reduce damage and liability, resulting in continued competitive home insurance pricing. Here are a few things you should be doing now as spring arrives to get your house in tiptop shape:
At Innovative Insurance we are dedicated to making sure that you have the right coverage on your home. A comprehensive review of you homeowners policy will determine the cost to rebuild your home in the event of a total loss as well as make sure your personal property is properly insured.
With all the recent cyber breaches we are all becoming more interested in protecting our identity. We want to provide a few tips to help you protect yourself against identity theft.
If your identity is stolen, on average you will spend over 40 hours and over $1,500 to recover and restore your information.
Some clues that your identity has been stolen:
Don’t let it happen to you or your loved ones!
Find out to protect yourself for as little as $14.95 per month:
Fall is here and now is the time to start getting your home ready for harsh Midwest winters. With temperatures falling and meteorologists predicting a colder than normal winter, the easiest and most cost efficient way to keep your home’s heat inside, while keeping your heating bill respectable, is to add fresh insulation to your attic, ceilings, basement, and walls. Innovative Insurance offers these ideas for your review.
Prepare Your Home For Winter
Have an emergency kit ready; an emergency kit is simply a collection of basic items your household may need in the event of an emergency. Include the following: water, flash lights and batteries, first aid kit, whistles to signal for help, basic tools, manual can opener, small supply of food, radio, candles, lighter, blankets and rope.
Your house is more than just an investment, it’s a place where memories are made and dreams are built. Whether you’re a first time home owner or celebrating many happy years in your dream home, from the lofts to the suburban tri levels, Innovative Insurance has a custom policy to fit all your Home Insurance needs. Because everyone’s needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
We have all experienced record low temperatures and high snow fall this year, and we certainly hope spring comes soon. However, warmer weather will cause the snow to melt which can cause flooding. There is no question Minnesota and the rest of the Midwest will be hit hard with flooding in the next few months. Now is the time to start thinking about flood insurance. According to the Weather.gov website, three factors can contribute to major flooding:
Here are some good reminders:
Call Innovative Insurance today for a free quote. Don’t wait for water to be in your house to think about flood insurance!
Our goal is to help you tailor a package that maximizes your insurance protection while minimizing money out of your pocket. Whether you are a business owner or individual, we have the solutions you’re looking for!
Our fully staffed agency along with our industry-leading claims service means that you can count on us to be there when you need us, day or night.
When it comes to insurance, policies and prices can be deceiving. Whether you need to protect your starter home, or you are a seasoned professional about to open a large commercial venture, we can help. Our fully licensed agents bring a fair and balanced approach to an industry in need of such qualities.
8001 Old Carriage Ct N, ste B
Shakopee, MN 55379